On May 2, 2019, in JPMorgan Chase Bank, National Association v. Sean Gallagher and Hairong Wang (Docket No. 169 EDA 2018), the Pennsylvania Superior Court affirmed the decision of the Court of Common Pleas of Northampton County that granted Plaintiff’s motion for summary judgment and also affirmed two other trial court orders.

On March 27, 2019, in a case handled by PIB, New Jersey’s Appellate Division affirmed a trial court decision denying the defendant’s eleventh-hour motion to vacate a sheriff’s sale and restrain delivery of the deed to a third-party purchaser predicated on a novel – but incorrect – theory that a reinstatement quote constituted a binding contract.  The decision is significant because, had Defendant’s argument been successful, it could have created the threat of potential litigation based solely upon routine communications between servicers and borrowers.