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Christopher Somma

Associate

Profile

Christopher is an Associate with PIB Law and concentrates his practice on real estate, consumer financial services litigation, and bankruptcy.

Prior to joining PIB Law, Christopher was a senior attorney in the Boston office of Goodwin Procter LLP, where he focused on consumer financial services litigation, real estate, and bankruptcy.

As a commercial real estate attorney, Christopher assists financial institutions in real estate finance, dispositions, development and leasing. He has represented multiple financial institutions and insurance companies in making commercial loans, office, retail, and student housing development projects, and the financial restructuring of commercial real estate loans.

When commercial loan borrowers default, Christopher assists his clients in all aspects of commercial and bankruptcy litigation. He brings substantial experience representing both lenders and businesses in attachment, replevin, injunctions and seizures and commercial and UCC foreclosure sales. His bankruptcy experience includes representing creditors in preference and fraudulent conveyance actions, proof of claim disputes and motions for relief.

On the consumer real estate side, Christopher represents lenders and services in a variety of mortgage-related litigation, including claims and defenses under the federal Truth-in-Lending Act (TILA), the Real Estate Settlement Procedures Act (RESPA), the Fair Debt Collection Practices Act (FDCPA), the Telephone Consumer Protection Act (TCPA), and various state consumer protection statutes. He has litigated over 100 lender liability based cases in state, federal, and bankruptcy courts throughout New England.

Professional Activities

Community & Professional

American Bar Association - 2016 to Present

  • Co-Chair of the Loan Workouts Subcommittee

Boston Bar Association

  • Co-chair of the Public Policy Committee of the Bankruptcy Section Steering Committee - 2015 to 2017
  • Co-Chair of the Consumer Finance Committee of the Bankruptcy Section Steering Committee – 2013 to 2015

American Bankruptcy Institute

Boston Bar Foundation

News

Multimedia

Publications:

  • “Jurisdiction Jumble – A Primer on Bankruptcy Court Jurisdiction,” Rhode Island Bar Association 2015 Annual Meeting (June 2014)
  • “Shifting Tides – The Temporary Nature of Bankruptcy Court Jurisdiction: Debating the Limits of Related-To Jurisdiction in New England,” MCLE New England 16th Annual Conference New England Bankruptcy Law 2014 (November 2014)
  • “Objectively Coercive or Superior Bargaining Power? Debating the Extent of the Discharge Injunction,” American Bankruptcy Institute Northeast Consumer Forum (July 2014)
  • “Modification of Mortgages Post Chapter 7 Discharge,” American Bankruptcy Institute Northeast Consumer Forum (July 2013)

Speaking Engagements:

  • “Mortgage Modification in Bankruptcy” presented to the Massachusetts Bankers Association in Framingham, Massachusetts (May 11, 2016)
  • “U.S. Bankruptcy Court Jurisdiction: Abstention, Removal, and Core/Non-Core Proceedings” presented to the Rhode Island Bar Association Annual Meeting (June 18, 2015)
  • “Mortgage Modifications and Bankruptcy” presented to the Massachusetts Bankers Association (January 14, 2015)
  • “Consumer Panel: Jurisdiction Jumble” from the 16th Annual Conference New England Bankruptcy Law 2014, MCLE New England, Boston, Massachusetts (November 2014).
  • “The Fair Debt Collection Practices Act,” from FDCPA and Collecting the Judgment, National Business Institute in Manchester, New Hampshire (September 2014).
  • “What Lurks in Them There Cases,” Northeast Consumer Forum of the American Bankruptcy Institute in Stowe, Vermont (July 20, 2014).
  • “Home Sweet…Uh-Oh: Owners, Obligors, Options and Obstacles,” Northeast Consumer Forum of the American Bankruptcy Institute in Newport, Rhode Island (July 12, 2013).
  • “The Fair Debt Collection Practices Act,” from Collection Law From Start to Finish 2013, National Business Institute in Manchester, New Hampshire (September 2013).
  • “Introduction to Fraudulent Transfers,” from Bankruptcy Litigation, National Business Institute in Manchester, New Hampshire (April 2012).
  • “The Fair Debt Collection Practices Act” and “Obtaining the Judgment,” from Collection Law Start to Finish, National Business Institute in Manchester, New Hampshire (February 2012).
  • “Creditor Defenses” from Bankruptcy Litigation 101, National Business Institute in Manchester, New Hampshire (June 2012).
  • “The Basics of Chapter 7”, from Nuts and Bolts of Bankruptcy Law, National Business Institute, Manchester, New Hampshire (June 2010).
  • “Post-Judgment Collection: Getting Consumer Debtors to Pay” and “Illegal Collection Practices,” from Advanced Collection Strategies, National Business Institute (February 2010).
  • “The Fair Debt Collection Practices Act” and “Filing the Lawsuit – Developing Definitive Strategies,” from Collection Law From Start to Finish, National Business Institute (August 2009).
  • “Tips for New Hampshire Bankruptcy Court Practice” from New Hampshire Practice Series, University of New Hampshire (May 2009).

Admissions

  • Maine
  • Massachussetts
  • New Hampshire
  • District of Massachusetts
  • District of New Hampshire
  • U.S. Bankruptcy Court for the District of Massachusetts
  • U.S. Bankruptcy Court for the District of New Hampshire
  • First Circuit Court of Appeals
  • Second Circuit Court of Appeals
  • United States Supreme Court

Education

University of New Hampshire, J.D.

Bates College, B.A.